Survival by Zip Code. Funding. FEMA Is Not Effectively Administering a Program to Reduce or Eliminate Damage to Severe Repetitive Loss Properties

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FEMA Is Not Effectively Administering a Program to Reduce or Eliminate Damage to Severe Repetitive Loss Properties

FEMA is not adequately managing SRL properties covered by NFIP. FEMA has not established an effective program to reduce or eliminate damage to SRL properties and disruption to life caused by repeated flooding.

First, FEMA does not have reliable, accurate information about SRL properties. This deficiency occurred because of ambiguous FEMA forms to request removal of SRL designation, poor organizational structure, and unassigned roles for ensuring SRL data integrity. As a result, FEMA is using inaccurate information to make funding-related decisions, including requesting appropriations from Congress, deciding where to implement large-scale mitigation projects, and determining which residential mitigation projects to fund through its Flood Mitigation Assistance grant program (FMA). Additionally, not all NFIP policyholders who have mitigated their SRL property have benefited from reduced policy premiums.

Read Report No. OIG-20-68