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DHS
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FEMA Is Not Effectively
Administering a Program to Reduce or Eliminate Damage to Severe Repetitive
Loss Properties
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FEMA is not adequately managing SRL properties covered by NFIP.
FEMA has not established an effective program to reduce or eliminate damage to
SRL properties and disruption to life caused by repeated flooding.
First, FEMA does not have reliable, accurate information about
SRL properties. This deficiency occurred because of ambiguous FEMA forms to
request removal of SRL designation, poor organizational structure, and
unassigned roles for ensuring SRL data integrity. As a result, FEMA is using
inaccurate information to make funding-related decisions, including requesting
appropriations from Congress, deciding where to implement large-scale
mitigation projects, and determining which residential mitigation projects to
fund through its Flood Mitigation Assistance grant program (FMA). Additionally,
not all NFIP policyholders who have mitigated their SRL property have benefited
from reduced policy premiums.
Read Report No. OIG-20-68
