Webinar: SBA Small Loan Advantage Program

Having trouble viewing this email? View it as a Web page. SBA District Office Join LA SBA Lender Team Teleconference - 5/31/12 @ 10am Small Loan Advantage Program Please join the Los Angeles SBA District Office - Lender Relations Division Thursday, May 31, 2012 from 10:00am to 11:00am for an opportunity to learn more about SBA’s Small Loan Advantage Program. This teleconference with SBA’s Los Angeles District Office will discuss the streamlined application process for SBA 7(a) loans up to $250,000. Please RSVP by emailing a list of attendees to:  LADOlenderRelations@sba.gov by Tuesday, May 29, 2012 and you will receive a follow-up e-mail with the conference call dial in information.  This training opportunity is being offered via telephone only. Overview of SBA’s Small Loan Advantage Program Small Loan Advantage is structured to encourage larger, existing SBA lenders to make lower-dollar loans, which often benefit businesses in underserved markets. - Maximum Loan Size: $250,000. - Guarantee: 85 percent for loans up to $150,000 and 75 percent for those greater than $150,000. - Approval Times: Most Small Loan Advantage loans will be approved in a matter of minutes through electronic submission (e-Tran). Non-delegated Small Loan Advantage loans will be approved within 5 to 10 days. - Paperwork: Small Loan Advantage features streamlined paperwork, with a two-page application for borrowers and lenders can use their own note and guaranty agreement. - Lender Requirements: Small Loan Advantage is open to financial institutions (currently 630 lenders) participating in SBA’s Preferred Lender Program (PLP).

FEMA's Integrated Public Alert and Warning System

Mobile wireless emergency alerting capabilities will be available nationwide through participating carriers

WASHINGTON - Hurricane Season begins June 1, 2012, FEMA is providing additional tools for federal, state, local, tribal and territorial officials to alert and warn the public about severe weather. Using the Commercial Mobile Alert System, or CMAS, which is a part of FEMA's Integrated Public Alert and Warning System, this structure will be used to deliver Wireless Emergency Alerts (WEA) to wireless carriers for distribution to the public.

The CMAS system will allow the National Weather Service to soon begin issuing WEAs for the most dangerous weather through participating wireless carriers directly to cell phones. The alerts will be broadcast by cell towers much like an AM/FM radio station, and cell phones within range will immediately pick up the signal, provided they are capable of receiving these alerts. The availability of WEA alerts will be dependent on the network status of the wireless carriers and handset availability, since not all cell phones can receive WEAs. People should check with their cellular carriers to see if WEA alerts are available in their area.

"The wireless emergency alert capability provides an additional opportunity for the public to receive life-saving information needed to get out of harm's way when a threat exists," said Timothy Manning, FEMA deputy administrator for protection and national preparedness. "The public also has a critical role in their personal preparedness. There are a few simple steps that everyone can take to be prepared, like knowing which risks exist in your area and making a family emergency plan. Information and resources to help individuals and families prepare can be found at ready.gov."

WEAs will look like a text message, and will automatically appear on the mobile device screen showing the type and time of alert along with any action that should be taken. The message will be no more than 90 characters, and will have a unique tone and vibration, indicating a WEA has been received. If an alert is received, citizens should follow the instructions and seek additional information from radio, television, NOAA Weather Radio, and other official sources for emergency information. Citizens should only call 911 in a life threatening situation.

Only authorized federal, state, local, tribal or territorial officials can send WEA alerts to the public. As with all new cellular services, it will take time for upgrades in infrastructure, coverage, and handset technology to allow WEA alerts to reach all cellular customers.

FEMA urges individuals and businesses to take action to prepare themselves in advance of severe weather and hurricanes such as taking the pledge to prepare at www.ready.gov/pledge. This is the first step in making sure you and your family is ready for an emergency. This includes filling out your family communications plan that you can email to yourself, assembling an emergency kit, keeping important papers and valuables in a safe place, and getting involved.

With the start of hurricanes season it is even more important to know your risk, take action, and be an example. While hurricanes often offer some warning that a threat is approaching, severe weather can occur at any time and in any place, including high winds, inland flooding, severe storms and tornadoes.

For more on family preparedness, visit www.ready.gov/hurricanes for more planning information and safety tips.

FEMA's mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Career Opportunities: Advancement Project

CAREER OPPORTUNITIES

VOTING RIGHTS CAMPAIGN MANAGER

LAW FELLOWSHIP OPPORTUNITIES FOR FALL 2013

STAFF ATTORNEY, ENDING LIFETIME DISENFRANCHISEMENT PROJECT

PARALEGAL

VIRGINIA CAMPAIGN DIRECTOR

STAFF ATTORNEY - ENDING THE SCHOOLHOUSE TO JAILHOUSE TRACK

PROJECT DIRECTOR AND SENIOR ATTORNEY, IMMIGRANT JUSTICE

STAFF ATTORNEY - IMMIGRANT JUSTICE

STAFF ATTORNEY - VOTER PROTECTION (TEMPORARY)

SENIOR ATTORNEY - VOTER PROTECTION (TEMPORARY)

DEPUTY COMMUNICATIONS DIRECTOR

http://www.advancementproject.org/about/career_opportunities

Community Participation: Taking Control and Creating Change

Creating Change is the People’s Job

We—not just the president—have to be the agents of change in our society. How do we extend our electoral organizing beyond the elections?

by Deepak Bhargava   posted May 23, 2012

There is a grumble being repeated in some progressive circles. It goes like this: “President Obama has been a disappointment. But what’s the alternative?” It’s usually followed by a sigh and a plea for work to save the “few minor” things we did get done in the last three years.

But this grumbling is largely wrong. Some of the disappointment is understandable. For instance, on the President’s watch, thousands of immigrant families have been torn apart by inhumane deportation policies

Even so, our achievements are by no means minor. The stimulus contained the largest expansion of anti-poverty programs in a generation, health care reform is already expanding coverage for millions of people, “Don’t Ask, Don’t Tell” has been consigned to the history books, and efforts to slash Medicare and Social Security have been held in check.

From where I stand, something more interesting is going on. We’ve examined ourselves and found a fundamental weakness: We placed too much hope and faith in the president. It was a mistake, but not because this president has somehow betrayed us. He’s done what presidents do: governed under all the stresses of competing pressures.

Abolitionists gave us abolition, not Lincoln. The civil rights movement gave us voting rights for blacks. The suffragette movement gave women the right to vote.

It was a mistake because we—not just the president—have to be the agents of change in our society. Electoral victories without sustained movements will never address inequality, poverty, or any of the major issues we face. Abolitionists gave us abolition, not Lincoln. Powerful movements focus on issues, not on presidents.

The civil rights movement gave us voting rights for blacks. The suffragette movement gave women the right to vote. The gay rights movement gave gays the right to marry and put an end to “Don’t Ask Don’t Tell.” Union victories created the modern middle class.

Increasingly, those who are engaging in this more interesting conversation are asking: How do we extend our electoral organizing beyond the elections?

This is a far more exciting question because answering it correctly will give us a chance at the real prize: building a society governed by progressive values and policies that move us all forward together. 

At the Center for Community Change, we’ve been doing this with immigration policy. We are turning outrage over the administration’s massive deportations into action to enhance the power of immigrants in our society. Our “Change Takes Courage” campaign holds the White House accountable for tearing families apart. At the same time, we send a clear message to all those who oppose immigration reform by making our voter registration and voter turnout work be first and foremost about raising the power of immigrants to make sure their voices are heard in all ways, not just at the ballot box.

So the grumbling is waning as enthusiasm for the 2012 election is rising, because we are starting to figure out that elections aren’t really about candidates—they are about us, about what we can be doing to create change, and about the society that together we all hope to build.  

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Deepak Bhargava wrote this article for Making it Home, the Summer 2012 issue of YES! Magazine. Deepak, one of the YES! Breakthrough 15, is executive director of the Center for Community Change, which builds the power and capacity of low-income people, especially people of color, to have an impact on improving their communities and the policies and institutions that affect their lives. The CCC strengthens, connects, and mobilizes grassroots groups to enhance their leadership, voice, and power.

http://www.yesmagazine.org/issues/making-it-home/creating-change-is-our-job?utm_source=mayjun12&utm_medium=email&utm_campaign=CreatingChange