|
Upcoming Flood Insurance Webinars for Agents
Presented by the National Flood Insurance Program
October 2018 - Register Now!
(Capacity is Limited)
Key Fundamentals of
Flood Insurance for Agents
Parts One and Two
Please register for
both parts of this webinar.
Part
One: October 17 - 2:00 PM - 4:00 PM CDT - REGISTER
Insurance
agent continuing education course approval and credits vary by state. CLICK HERE for information about your state.
Can't
attend these sessions? Watch for more opportunities soon.
TWO-PART
KEY FUNDAMENTALS WEBINAR
This webinar is a two-part course on the National Flood
Insurance Program. It includes the topics listed in the Federal Register
notice on training and education requirements related to Section 207 of the
Flood Insurance Reform Act of 2004, otherwise known as FIRA 2004.
It brings participants the latest information on reform
legislation impacting the NFIP as it reviews the key elements that insurance
agents need to know about the NFIP and how it works. It also discusses many
of the federal flood program’s general rules as well as some more advanced
topics. For more information visit our Key Fundamentals of Flood Insurance overview.
Attendees must complete both sessions in order to cover all
topics required by the Flood Insurance Reform Act (FIRA) of 2004.
REGISTRATION
INFORMATION
To register, please use the links above. These webinars are FREE to attend, but
spaces are limited so please register early.
Can't
attend these sessions? NFIP Training conducts webinars on
flood insurance topics regularly. Watch for more upcoming opportunities. If
you are not a subscriber to NFIP agent training bulletins, please sign up here.
CONTINUING
EDUCATION CREDITS
Insurance agent continuing education course approval and
credits vary by state. Click Here for information about
your state. Some states
(e.g. California, Illinois, Michigan, Oklahoma, Utah and Virginia)
require that both parts of the course be successfully completed in the same
offering to receive any credit hours.
Currently,
there are no CE credits available in Puerto Rico or Guam.
Both parts of the course must be completed to meet the FIRA
2004 training requirement. Periodic learning checks will be conducted to
measure attendee engagement. Learning
checks must be completed by each registered attendee to earn CE credit. Only
registered attendees are eligible to receive CE credits. No exam is required.
Questions? Contact Aaron Montanez at: producer@h2opartnersusa.com
Please do not reply to
this email. If you have questions regarding NFIP Training, please write to nfiptraininginfo@h2opartnersusa.
|
Saturday, October 13, 2018
Upcoming Flood Insurance Webinars for Agents Presented by the National Flood Insurance Program October 2018 - Register Now!
Hurricane Michael Impact is Catastrophic. Here's How You Can Help. October 2018
 |
|||||||||||||||||||||||||||||||||
|
FEMA Announces the Release of the New NFIP Flood Insurance Manual. October 2018
October 2018
Subject:
FEMA Announces the Release of the New NFIP Flood Insurance Manual
Today, FEMA released
a new, easy to use Flood Insurance Manual (FIM), which supersedes the previous FIM.
FEMA designed the FIM
with the insurance professional in mind. The newly redesigned manual aims to
make flood insurance issues and NFIP processes more understandable.
There are three
program changes announced in the new manual:
- The expanded Newly
Mapped rating eligibility (effective October 1, 2018), appears in the How
to Write section.
- FEMA added Cancellation
Reason Code 26 to the How to Cancel section of the FIM to allow
cancellation of an NFIP policy when a policyholder has obtained a
duplicate policy from sources other than the NFIP.
- Notification requirements of Preferred Risk Policy
Eligibility for certain cancellation reasons appears in the appropriate
cancellation reasons within the How to Cancel section of the FIM.
Our goal is to
facilitate the understanding of our processes and product from the points of
view of the agent, insurer, and policyholder in order to enhance reliability of
service from insurance professionals to their policyholders.
This new edition of
the FIM does not change flood insurance coverage or supersede the terms and
conditions of the Standard Flood Insurance Policy (SFIP).
The FIM is a resource
for insurance professionals as they work with FEMA to close the insurance gap.
Thank you for your participation in the NFIP and for helping us to provide
world class service to our policyholders.
Together we are
making America more flood resilient and building a culture of preparedness.Friday, October 12, 2018
Let's address this issue head on. Natural disasters widen racial wealth gap
Let’s
address these issues head on
Address not only the wide wealth gap that natural
disasters bring to the forefront, but address the issue of the vulnerable
population and the mental health issues of long-term sheltering, returning individuals
back to their community, addressing the helplessness, and hopelessness
associated with disasters that are not only in the U.S. but globally.
Can social issues: such as homelessness, fear of evacuating
homes in times of known dangers, physical & mental health, land ownership,
and other issues be addressed as we rebuild our communities.
We can make the changes. Not later but now.
Charles D. Sharp
CEO
BEMA International
|
AMY MCCAIG. AUGUST 20, 2018
Rice U., University of Pittsburgh study also
finds FEMA aid increased inequality
Damage caused by natural disasters and recovery efforts launched in
their aftermaths have increased wealth inequality between races in the United
States, according to new research from Rice University and
the University of Pittsburgh.
“Damages Done: The Longitudinal Impacts of
Natural Hazards on Wealth Inequality in the United States” will
appear in an upcoming edition of Social Problems.
A supplement to the paper highlights the
wealth gap between whites and blacks attributable to natural disaster damage
from 1999 through 2013 in 20 U.S. counties.
Researchers Junia Howell, a scholar at Rice’s
Kinder Institute for Urban Research and an assistant professor of sociology
at the University of Pittsburgh and Jim Elliott, a professor of sociology at
Rice and fellow at Rice’s Kinder Institute combined longitudinal data from
nearly 3,500 families across the U.S. with governmental data on local natural
disaster damages, Federal Emergency Management Aid (FEMA) and demographics.
They followed these people from 1999 through 2013 as disaster damage of
varying scale struck counties where they lived, and examined how their
personal wealth was impacted.
“Last year the United States suffered more than
$260 billion in direct damages from natural disasters –mainly from hurricanes
Harvey, Irma and Maria,” said Howell, who was the study’s lead author. “And
there were also numerous wildfires, floods and tornadoes. Data show that
since
Supplement highlighting wealth gap between whites and
blacks attributable to natural disaster damage from
1999 through 2013 in 20 U.S. counties.
2000, approximately 99 percent of counties in
the U.S. have experienced significant damage from some type of natural
disaster, with costs expected to increase significantly over coming years. We
wanted to investigate how these damages impact wealth inequality and
accumulation.”
Whites who lived in counties with only $100,000
in damage from 1999 to 2013 gained an average of approximately $26,000 in
wealth. However, those who lived in counties with at least $10 billion in
damage during the same time period gained nearly $126,000, the paper said.
“In other words, whites living in counties
with considerable damage from natural disasters accumulate more wealth than
their white counterparts living in counties without major natural disaster
damage,” Howell said.
However, among blacks, Latinos and Asians, the
results went the other direction. Blacks who lived in counties with just
$100,000 in damage gained an estimated $19,000 in wealth on average, while
those living in counties with at least $10 billion in damage lost an
estimated $27,000. Latinos in counties with $100,000 in damage gained $72,000
on average, and those in areas with at least $10 billion in damage lost an
estimated $29,000. And Asians gained $21,000 on average and lost $10,000,
respectively. These differences occurred even after the researchers
controlled for a wide range of factors including age, education,
homeownership, family status, residential mobility, neighborhood status and
county population.
“Put another way, whites accumulate more wealth
after natural disasters while residents of color accumulate less,” Elliott
said. “What this means is wealth inequality is increasing in counties that
are hit by more disasters.”
The researchers were able to estimate by county
how much of the inequality is attributed to natural disasters. In Harris
County, Texas, the disaster-related increase in the black-white wealth gap,
on average, was $87,000.
The story does not stop there, Howell and
Elliott said. Counties that received more aid from the FEMA saw additional
increases in wealth inequality beyond that attributed to the natural
disasters themselves. For example, whites living in counties that received at
least $900 million in FEMA aid from 1999 to 2013 accumulated $55,000 more
wealth on average than otherwise similar whites living in counties that
received only $1,000 in aid. Conversely, blacks living in counties that
received at least $900 million in FEMA aid accumulated $82,000 less wealth on
average than otherwise similar blacks living in counties that received only
$1,000 in FEMA aid. Similarly, Latinos accumulated $65,000 less on average,
and other races (majority Asians) accumulated $51,000 less.
“It’s unclear why more FEMA aid is exacerbating
inequality,” Howell said. “More research is clearly needed. However, based on
previous work on disasters such as hurricanes Katrina and Harvey, we know
FEMA aid is not equitably distributed across communities. This is
particularly true when it comes to infrastructural redevelopment, which often
has profound effects on residents’ property appreciation and business
vitality.
When certain areas receive more redevelopment
aid and those neighborhoods also are primarily white, racial inequality is
going to be amplified.”
In addition to exacerbating racial wealth gaps,
the researchers found that after natural disasters wealth inequality also
increases based on home ownership. Individuals who
owned homes in counties that
experienced high levels of natural disaster damage accumulated $72,000 more
wealth on average than their counterparts in counties with few disasters. Renters, on the
other hand, lost $61,000 in wealth on average relative to renters in counties
with few natural disasters.
“Put another way, natural disasters were
responsible for a $133,000 increase in inequality between homeowners and
renters in the hardest hit counties,” Elliott said.
Similarly, college-educated residents
accumulated $111,000 more on average if they lived in a county that
experienced extreme disasters compared to their counterparts who did not live
through disasters. Conversely, those with only a 10th-grade education who
lived in counties that experienced extreme disasters lost $48,000 from
natural disaster damages on average when compared to counterparts who did not
live through disasters.
“In other words, in the counties with the most
damage, natural disasters are responsible for a $159,000 increase in the
educational wealth gap,” Howell said.
Howell and Elliott said the results indicate
that two major social challenges of our age – wealth inequality and rising
costs of natural disasters – are increasingly and dynamically connected. They
hope the research will encourage further examination of wealth inequality in
the U.S. and development of solutions to address the problem.
“The good news is that if we develop more
equitable approaches to disaster recovery, we can not only better tackle that
problem but also help build a more just and resilient society,” Howell and
Elliott concluded.
The researchers are now building on this work
by examining how local for-profit and nonprofit organizations influence
social inequality after natural disaster
|
|
Charles
D. Sharp
Chief
Executive Officer
Black
Emergency Managers Association
International
|
||
|
1231
Good Hope Road S.E.
|
||
|
Washington,
D.C. 20020
|
||
|
Office:
202-618-9097
|
||
|
bEMA International
|
||
Change without Sacrifice is an Illusion. Lisa Ellis
Thursday, October 11, 2018
POSTPONED..........Wednesday, October 17, 2018 3PM. EMI e-Forum 'Diversity and Inclusion'
POSTPONED 10/11/2018 9:00AM
Postponed due to recovery efforts in Florida from Hurricane Michael, and continued recovery from Hurricane\Storm Florence.
Postponed due to recovery efforts in Florida from Hurricane Michael, and continued recovery from Hurricane\Storm Florence.
Mark your calendar for Wednesday, October 17,
2018 at 3:00PM to listen & participate in the upcoming FEMA EMI e-Forum on ‘Diversity
and Inclusion’.
Date: Wednesday, October 17, 2018
Time: 3:00PM-4:00PM
Moderator(s):
Dr. Hakim B. Allah, MPA, D.M..
Chief, Integrated Emergency Management
Branch
FEMA Emergency Management Institute
Doug Kuhn.
DHS\FEMA EMI. Training Program Manager
Panelist:
Charles
D. Sharp
CEO.
Black Emergency Managers Association International
Chauncia Willis
Emergency Coordinator at City of Tampa.
IAEM Region 4 President.
Curtis Brown
Chief
Deputy State Coordinator,
Virginia
Department of Emergency Management (VDEM)
e-Forum
Call-in and Login Information
EMI e-Forums are 1-hour, moderated, webinar discussion forums
that provide an opportunity for EMI and the emergency management community to
discuss matters of interest on national preparedness training.
EMI e-Forums facilitate a discussion of whole
community-presented best practices.
The panel members are whole community, with topics relevant to whole
community. These exchangesof ideas are
free of charge and available to anyone who wishes to participate.
Date: Topic:
10/17 Diversity and Inclusion in Emergency
Management
10/24 The Advanced
Professional Series (APS) and the States
10/31 Red Cross Emergency
Management Programs
Login link:
Our Adobe
Connect EMI e-Forums (http://www.adobe.com/products/adobeconnect/apps/adobeconnectmobile.html)
are accessible for those on the go.
Conference call-in:
800-320-4330, PIN 107622
|
Black Emergency Managers Association
International
|
||
1231 Good Hope Road S.E.
|
||
Washington, D.C. 20020
|
||
Office: 202-618-9097
|
||
bEMA International
|
||
Change without Sacrifice is
an Illusion. Lisa Ellis