GET THE FACTS: Banning Insurance Discrimination Based on Pre-Existing Health Conditions
Insurance Discrimination Based on Pre-Existing Health Conditions
forward to implement provisions in the health care law that would make
it illegal for insurance companies to discriminate against people with
pre-existing conditions. The provisions of the Affordable Care Act also
would make it easier for consumers to compare health plans and employers to
promote and encourage employee wellness.
A proposed rule that,
beginning in 2014, prohibits health insurance companies from
discriminating against individuals because of a pre-existing or
A proposed rule outlining
policies and standards for coverage of essential health benefits, while
giving states more flexibility to implement the Affordable Care Act.
Essential health benefits are a core set of benefits that would give
consumers a consistent way to compare health plans in the individual
and small group markets.
A proposed rule
implementing and expanding employment-based wellness programs to promote
health and help control health care spending, while ensuring that
individuals are protected from unfair underwriting practices that
could otherwise reduce benefits based on health status.