Friday, September 15, 2017

Hurricane Irma Related Resources & Information for Businesses

Pertinent information for all business communities after a disaster, and in future planning.

Business Continuity Planning (BCP) must be a key factor in your overall business planning not only during times of plenty, but during times of crisis.

CDS CEO.  BEMA International

    Manchester Trade Limited Inc.  International Business Advisors
   1875 I Street NW - 5th floor.  Washington, DC  20006  Tel 202-624-3195      

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Hello Florida SBDC at FIU Clients and Partners:

We hope you, your family and your employees are safe.  Like you, we have been recovering from the impact of Hurricane Irma on Miami-Dade County.  For the benefit of our clients and partners, below please find updated information on Irma-related resources.

State of Florida Business Damage Assessment
  • The State of Florida has initiated a survey which will help determine the physical and economic impact to businesses from Hurricane Irma.
  • This survey is now live.  If your business has been impacted by Irma, we encourage you to fill out the survey.  This will assist State/Local authorities in determining the scope of impact and what type, if any, of additional financial assistance to provide to businesses. 
  • The survey is available in English, Spanish, and Creole.
SBA Disaster Assistance
  • Businesses in Miami-Dade County are eligible for both Physical and Economic Injury Disaster Loans from the U.S. Small Business Administration (SBA) for damages from Hurricane Irma.
  • Businesses and private nonprofit organizations of any size may borrow up to $2 million to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.
  • Applicants may be eligible for a loan amount increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes.
  • Loans are also available for businesses that did not receive physical damage but were economically impacted due to the disaster.
  • Interest rates are as low as 3.305 percent for businesses and 2.5 percent for nonprofit organizations, 1.75 percent for homeowners and renters with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.
Florida Small Business Emergency Bridge Loan Program
  • Businesses in Miami-Dade County are also eligible for assistance from the Florida bridge loan program for physical or economic impact from Hurricane Irma.

  • These short-term, interest-free working capital loans are intended to “bridge the gap” between the time a major catastrophe hits and when a business has secured longer term recovery resources, such as sufficient profits from a revived business, receipt of payments on insurance claims, or Federal disaster assistance.

  • Loan amounts can be from $1,000 to $25,000.   The loan term is 90 or 180 days based on individual business circumstances.  Loans will be interest-free for the loan term but must be repaid in full by the end of the loan term or penalties apply.

  • Applications will be accepted through October 31, 2017 contingent on the availability of funds.
Florida SBDC at FIU Resources
  • Our team of experienced business consultants is available to offer confidential, no-cost advising to business owners impacted by Hurricane Irma. 
  • More information on our program and the services that we offer can be viewed here:

Other Business Resources
  • CareerSource South Florida services – CareerSource South Florida administers programs to assist businesses with training needs and employees with re-employment. Contact CareerSource South Florida to learn more about its One-Stop services that may help you.  Their website is here:

Stay safe,
Florida SBDC at FIU
(305) 779-9230

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