“The illiterate of the 21st century will not be those who cannot read and write, but those who cannot learn, unlearn, and relearn.” -Alvin Toffler

Saturday, February 23, 2013

Security Clearance: Watch your credit report

A study on credit report accuracy recently found that 1 in 5 of the participating consumers had an error on at least one of their three credit reports.

Why Do Credit Report Errors Matter?

Errors on your credit report can negatively affect your credit score, which is used to evaluate your applications for credit cards, loans, jobs, housing, insurance, and more.


What Can You Do?


Check Your Credit Report
Check your credit report with all three credit reporting agencies at least once a year (you are entitled to one FREE credit report annually from each agency (Experian, TransUnion, and Equifax)). Checking your report will help you 1) identify and correct errors that could be affecting your credit score, and 2) protect yourself from identity theft.


Dispute Errors

If you find an error on any of your credit reports, follow instructions on the report that explain how to dispute errors. If errors have not been corrected after you've disputed them with the credit reporting agency, you can file a complaint with the Consumer Financial Protection Bureau. Get more information about disputing errors on your credit report.




Thursday, February 21, 2013

Grenada opposition wins clean sweep in general election

http://www.bbc.co.uk/news/world-latin-america-21526209

Children among debris of their storm-damaged school in 2004 Grenada's failure to recover from the devastation of Hurricane Ivan was one of the election issues


Preliminary results of the general election on the Caribbean island of Grenada suggest a landslide win for the opposition New National Party (NNP).

Election supervisors said the preliminary figures showed the NNP had won all 15 seats.
The governing National Democratic Congress admitted defeat.

If the results are confirmed, Keith Mitchell, who served three terms as prime minister between 1995 and 2008, will return to power.


The main theme during the election was the economic crisis.

Grenada has a 30% unemployment rate and the Caribbean Development Bank recently warned Grenada that it had unsustainable debt levels.

During his campaign, Mr Mitchell promised to make job creation his priority.
After the preliminary results came in, catapulting his party from fours seats to 15, he said he would also strive to unite the country.

"The victor is the one who has to reach out, the one who lost can't be expected to reach out; national unity will be a serious platform," he said.

He asked Grenadians "to have patience" with the new government, and to give it a chance to implement policies he said would revive the stalled economy.

The country has been struggling to recover from major destruction caused by Hurricane Ivan in 2004.
Dozens of people were killed and 90% of the island's buildings were damaged or destroyed. Grenada's main export crop, nutmeg, was also devastated.

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