A study
on credit report accuracy recently found that 1 in 5 of the participating
consumers had an error on at least one of their three credit reports.
Why Do Credit Report Errors Matter? Errors on your credit report can negatively affect your credit score, which is used to evaluate your applications for credit cards, loans, jobs, housing, insurance, and more. What Can You Do? Check Your Credit Report Check your credit report with all three credit reporting agencies at least once a year (you are entitled to one FREE credit report annually from each agency (Experian, TransUnion, and Equifax)). Checking your report will help you 1) identify and correct errors that could be affecting your credit score, and 2) protect yourself from identity theft. Dispute Errors If you find an error on any of your credit reports, follow instructions on the report that explain how to dispute errors. If errors have not been corrected after you've disputed them with the credit reporting agency, you can file a complaint with the Consumer Financial Protection Bureau. Get more information about disputing errors on your credit report. |
Saturday, February 23, 2013
Security Clearance: Watch your credit report
Thursday, February 21, 2013
Grenada opposition wins clean sweep in general election
http://www.bbc.co.uk/news/world-latin-america-21526209
Election supervisors said the preliminary figures showed the NNP had won all
15 seats.
The governing National Democratic Congress admitted defeat.
If the results are confirmed, Keith Mitchell, who served three terms as prime minister between 1995 and 2008, will return to power.
The main theme during the election was the economic crisis.
Grenada has a 30% unemployment rate and the Caribbean Development Bank recently warned Grenada that it had unsustainable debt levels.
During his campaign, Mr Mitchell promised to make job creation his priority.
After the preliminary results came in, catapulting his party from fours seats to 15, he said he would also strive to unite the country.
"The victor is the one who has to reach out, the one who lost can't be expected to reach out; national unity will be a serious platform," he said.
He asked Grenadians "to have patience" with the new government, and to give it a chance to implement policies he said would revive the stalled economy.
The country has been struggling to recover from major destruction caused by Hurricane Ivan in 2004.
Dozens of people were killed and 90% of the island's buildings were damaged or destroyed. Grenada's main export crop, nutmeg, was also devastated.
Preliminary results of the general election on the Caribbean island of Grenada suggest a landslide win for the opposition New National Party (NNP).
The governing National Democratic Congress admitted defeat.
If the results are confirmed, Keith Mitchell, who served three terms as prime minister between 1995 and 2008, will return to power.
The main theme during the election was the economic crisis.
Grenada has a 30% unemployment rate and the Caribbean Development Bank recently warned Grenada that it had unsustainable debt levels.
During his campaign, Mr Mitchell promised to make job creation his priority.
After the preliminary results came in, catapulting his party from fours seats to 15, he said he would also strive to unite the country.
"The victor is the one who has to reach out, the one who lost can't be expected to reach out; national unity will be a serious platform," he said.
He asked Grenadians "to have patience" with the new government, and to give it a chance to implement policies he said would revive the stalled economy.
The country has been struggling to recover from major destruction caused by Hurricane Ivan in 2004.
Dozens of people were killed and 90% of the island's buildings were damaged or destroyed. Grenada's main export crop, nutmeg, was also devastated.
Maryland Emergency Management Agency: 2013 Exercise & Training Events
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Tuesday, February 19, 2013
EPA fines six Arizona school districts for asbestos violations
BEMA Network Members:
These types of violations should never have occurred with the confines of the U.S. within any state.
Federal guidelines for asbestos contamination and removal may be affecting schools, public meeting locations, and other facilities in your communities.
Zero tolerance for public safety. Not only should the school districts be fined, but State public safety and & health agencies must be held accountable to absorb these fines and recovery effort for the community, with no reduction in school services for the education of our children.
Charles D. Sharp
Chief Executive
Black Emergency Managers Association.
For Immediate Release: Feb 19,
2013
Contact: Rusty Harris-Bishop,
415-972-3140, harris-bishop.rusty@epa.gov
EPA
fines six Arizona school districts for asbestos
violations
More than
15,000 students to be protected by additional inspections, asbestos plans
SAN
FRANCISCO -- The U.S. Environmental Protection Agency has fined six
Arizona school districts a combined total of $94,575 for Asbestos
Hazard Emergency Response Act (AHERA) violations. More than 15,000 children
attend the 25 schools not in compliance with the federal AHERA in these
districts.
During inspections conducted in 2011, EPA
inspectors discovered numerous violations, from failing to inspect facilities
for asbestos containing materials, failing to re-inspect campuses with known
asbestos containing materials, and failing to have an Asbestos Management Plan.
All of the school districts have since taken necessary actions to comply with
the law, with the cost of compliance reducing the penalties in most cases to
zero.
“Asbestos in schools has the potential to
harm the health of students, teachers, and maintenance workers,” said Jared
Blumenfeld, EPA’s Regional Administrator for the Pacific Southwest. “EPA takes
these violations seriously, and we are satisfied the schools have now conducted
inspections and put their asbestos plans in place.”
Each school
district is allowed to subtract properly documented costs of complying with the
regulations from the penalty amount. The six school districts are:
Federal law requires schools to conduct an initial
inspection using accredited inspectors to determine if asbestos-containing
building material is present and develop a management plan to address the
asbestos materials found in the school buildings. Schools are also required to
appoint a designated person who is trained to oversee asbestos activities and
ensure compliance with federal regulations. Finally, schools must conduct
periodic surveillance and re-inspections of asbestos-containing building
material, properly train the maintenance and custodial staff, and maintain
records in the management plan.
Local education agencies must keep an updated copy of the
management plan in its administrative office and at the school which must be
made available for inspection by parents, teachers, and the general
public.
For more information about federal asbestos regulations
visit: http://www.epa.gov/asbestos/lawsregs.html
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